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Consumer Protection Act
We can only benefit from the law if we understand what our rights and obligations are.
COVID19 has had a major impact on commercial leases. Both tenants and landlords are living in uncertain times and our law needs to protect and ensure that relief exists for both parties.
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On the 15th March, President Cyril Ramaphosa declared the Corona Virus Pandemic a National State of Disaster in South Africa.
It is no secret that the virus has brought about tremendous challenges in all sectors, including the legal field.
The South African Consumer Protection Act, No. 68 of 2008 was signed on 24 April 2009 and the purpose of the Act is to protect the interests of all consumers, ensure accessible, transparent and efficient redress for consumers who are subjected to abuse or exploitation in the marketplace and also to give effect to internationally recognised consumer rights.
According to section 122 of the National Credit Act, a consumer may terminate the credit agreement at any time. The consumer can do this by paying the settlement amount as calculated in accordance with section 125 of the National Credit Act.
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